Issuu is a digital publishing platform that makes it simple to publish magazines, catalogs, newspapers, books, and more online. Easily share your publications and get. RHB menjadi salah satu daripada bankbank tempatan terbesar di Malaysia adalah sebuah organisasi yang dinamik dan berkembang yang menggalakkan budaya kerja yang. Kerugian Beli Rumah Paling Mampu. Rumah biasanya jadi aset, tapi adakalanya jadi liabiliti. Memang dah jadi lumrah, bila kerja dah agak stabil, orang akan beli rumah impian paling mampu. Dengan kata lain, membeli rumah paling selesa dengan deduction paling maksimum dibenarkan oleh pihak bank i. Kalau dia mampu RM1,5. RM1,5. 00 sebulan, sampai dah tak ada EXTRA untuk buat investment lain. Minggu lepas, saya hadir ke kelas Pelaburan Hartanah yang dianjurkan oleh ex classmate saya masa di Ui. LMhjwwY/0.jpg' alt='Program Yang Ditawarkan Di Uitm Seri Iskandar' title='Program Yang Ditawarkan Di Uitm Seri Iskandar' />TM dulu, iaitu Tuan Bri www. Beliau memang orang berpengalaman dalam bidang pelaburan hartanah. Ada satu isu yang dah lama saya fikir, dan ia dikukuhkan lagi dengan pendapat Tuan Bri iaitu, terlalu gopoh membeli rumah paling mampu seperti landed house, mungkin boleh merugikan, antaranya Kerugian 1 Telepas Peluang Untuk Pelaburan. Daripada gunakan RM1,5. RM7. 50 sebulan setiap satu. Jadikan sebuah apartment lagi sebagai investment sewakan Kalau pandai percaturan, semua kos ansuran dan yuran maintenance apartment ke 2 tu ditanggung 1. Kalau nilai sewaannya boleh cecah RM9. RM1. 50 RM9. 00 RM7. Extra RM9. 00 akan menggandakan kekayaan Baba. Kekayaan Ahmad dah tersangkut. Cuba bezakan Ahmad dan Baba, siapa lebih kayaPastinya Baba lebih kaya sebab kekayaan tu bukan berapa banyak duit yang kita dapat, tapi berapa banyak duit yang kita simpan Orang yang ikut cara Ahmad tu akan lambat kaya sebab tak ada extra untuk gandakan kekayaan dengan investment. Kalau Baba agak cerdik dari sudut investment, dia boleh gunakan extra RM9. Kekayaan Baba akan berganda setiap tahun hanya kerana dia mempunyai duit EXTRA Kerugian 2 Hidup Terikat Dengan Rumah. Bulletstorm Pc Crack more. Katakanlah Ahmad beli sebuah landed house di Sg. Buloh dengan ansuran paling mampu, dia berat nak berpindah in case dia terpaksa berpindah tempat kerja ke Cyberjaya. Dia terpaksa ulang alik setiap hari dari Sg. Buloh ke Cyberjaya sebab bukan senang nak sewakan landed house berbanding apartment. Bila terlalu cepat beli landed house, dia akan terikat. Seolah olah akan tua dan pencen di situ, dan melepaskan peluang peluang yang boleh meningkatkan lagi kerjaya dia. Saya suprise, walaupun Tuan Bri tu antara orang ternama dalam pelaburan hartanah di Malaysia, tapi katanya saya tak beli rumah. Beliau hanya tinggal menyewa dan mempunyai banyak rumah sewa Buat apa beli rumah kata beliau lagi Katakanlah sebelum ni kerja di KL, tiba tiba kena pindah kerja ke Cyberjaya, sewa jer lah rumah dekat Cyberjaya. Jimat masa, jimat duit tol dan petrol dan macam macam lagi. Jadi buat apa susah susah beli rumah Bagi beliau, kita tak perlu memiliki rumah, unless memang dah plan untuk pencen di situ Tapi takkan umur 2. Saya Beli Rumah Tanpa BebananSebenarnya, apa yang disarankan oleh Tuan Bri tu, itulah yang saya dah buat. Saya cuma beli sebuah apartment di Damansara Damai, dengan installment RM5. Saya belum pasti samada nak pencen di Selangor, sebab kami masih berkira kira untuk besarkan anak anak kami di kampung Kelantan untuk memberikan environment yang lebih kondusif. Tuan Bri, satu geng study. Berjumpa balik lepas 1. In case kami suami isteri buat keputusan berpindah ke kampung, saya tak perlu risau sebab rumah tu boleh disewakan pada bila bila masa dengan nilai sewaan RM5. RM6. 50 sebulan Ia akan memberikan positive cash flow. Alhamdulillah, rumah yang saya beli sekarang ni memang mudah disewakan sebab apartmentnya lebih terurus, hanya 2 blok apartment, mempunyai reserved parking, tak penat memanjat sebab tingkat 1, dekat dengan sekolah, kedai dan banyak fasiliti lain. Kalau berpindah, saya rasa tak ada masalah untuk dapat penyewa dalam masa selewatnya 2 minggu Orang akan berebut untuk menyewa, Insya. AllahLepas join kelas Tuan Bri tu, saya dapat kukuhkan beberapa ilmu tentang kewangan, antaranya Jangan beli liabiliti, unless dah backup dengan asset yang boleh membiayaai liabiliti. Beli rumah dan sewakan. Hasil sewaan tu gunakan untuk beli kereta. Tak perlu gopoh untuk ada rumah sendiri sebab orang yang menyewa mempunyai lebih fleksibili untuk bergerak dan majukan kerjaya. Kemajuan hidup akan tersangkut dengan rumah paling mampu, apatah lagi orang yang beli kereta paling mampu Manfaatkan status makan gaji untuk strategy OPM gandakan kekayaan dengan hutang. Tapi ia mesti diurus dengan betul. Letakkan target mempunyai at least 1. Ia boleh dijadikan sebagai passive income untuk hari tua nanti. Kalau nak senang passive income, beli apartment. Kalau nak kaya capital gain, beli landed house. Pelaburan paling menguntungkan ialah pelaburan untuk diri ilmu. Harta secara sendirinya tak akan bertambah, melainkan dengan bertambahnya ilmu. Wallahu alam. Zulkifli Damansara Damai 3 Disember 2. Muharram 1. 43. 4p. Setiap ilmu, ada ahlinya. Kalau anda nak belajar tentang hartanah, Tuan Bri salah seorang ahlinya. Artikel berkaitan. Jawatan Kosong Terkini Pos Malaysia. Pos Malaysia Berhad sekarang sedang menawarkan kekosongan untuk jawatan kosong sebagai Wakil Jualan Daerah Regional Sales Representative di Kuala Lumpur, Penang, Sabah, Sarawak, Terengganu. Kelulusan STPM atau Diploma dalam bidang berkaitan. Pengalaman diantara 3 5 tahun. Untuk maklumat lanjut sila baca iklan jawatan kosong pos uyang telah disediakan. Job Title Regional Sales Representative. Location Kuala Lumpur, Penang, Sabah, Sarawak, Terengganu. Responsibilities Achieve financial targets for the assigned territory. Manage a portfolio of existing customers in the assigned territory. Conduct regular visits to existing customers to maintain close rapport and develop the account for new business by cross selling and up selling Groups products. Build strong relationship with customer to gain customer loyalty and retention. Acquire new medium sized customers to achieve financial targets for the assigned territory. Identify business opportunities and develop strategies in order to penetrate market and grow business in the assigned territory. Identify customer requirements and coordinate with Operations in order to provide best solution based selling. Focal contact point for key customers within territory. Work closely with respective Regional Sales Manager and state liaisons to ensure that operational. Ensure all information pertaining to the customers are captured in the CRM system. Implement business strategies and action plans in accordance to Business Plan. Requirements STPM Diploma in Business or related discipline. Minimum 3 5 years of experience in a related area of responsibility. Ability to communicate effectively at all levels. Good presentation skills with a confident outlook. Proficiency in both verbal and written English Language and Bahasa Malaysia. Proficiency in Chinese language would be an advantage. Ability to work under pressure with minimum supervision. Proficiency in Microsoft Office, database and web based applications. Must be willing to travel. Interested applicants meeting the above criterion shall send their complete resume stating current and expected salary along with non returnable passport size photo before 2. May 2. 01. 2, preferably by online application or write in to RECRUITMENT STAFFING UNIT,GROUP HUMAN RESOURCEPOS MALAYSIA BERHADLEVEL 8, KOMPLEKS DAYABUMI5. KUALA LUMPURFor write in application, please indicate the position applied for at the top left hand corner of the envelope. All applicants will be treated in strict confidence. Only short listed candidates will be notified. Plan Your Job Search. To become an improved organizer of the job vacancy search, devote time and vitality within the appropriate regions. This can make benefits and job vacancy gives much more swiftly than should you had not. But this does not indicate that you just invest days with each other to have your self organized. Set a deadline and operate difficult to meet that restrict. This may allow you to get your ducks inside a row. 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